Health and Medical Insurance Definitions

Dental Insurance - Dental insurance is an underwritten insurance plan which covers the patient against dental costs.

Disability Insurance - Disability insurance is an insurance policy that assures the policyholder that if they become disabled or no longer able to perform work necessary to earn income that the policy will provide for a portion of that income. Disability insurance policies are designed to replace anywhere from 40 - 60% of your income on a before or after tax basis.

Group Insurance - Group insurance is insurance that covers a group of people with common characteristics, usually that they are members of societies, employees of a common employer, or professionals in a common group.

Individual and Family Insurance - Individual and Family health insurance plans provide long-term protection and comprehensive medical coverage for you and your family.

Long Term Care Insurance - Long term care insurance helps provide for the cost of long-term care beyond a pre-determined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.

Medicare Supplemental Insurance - Medicare supplemental insurance is a popular insurance policy among seniors who want more protection then Medicare alone can provide. It's an affordable way to lower your out-of-pocket health care expenses and extends coverage