Building And Contents Insurance
A building must be insured. This is common knowledge. If the building has a fire, is flooded by faulty plumbing, or any one of a hundred other things happens that compromises its structural integrity, insurance will help pay for its repairs to get the building back on its feet again.
But what about all the things that were inside the building? An office building may have computers, photocopiers, and furniture that would also be lost in the event of a fire or flood. A warehouse has stores of inventory that, if lost, could mean incredible loss of income. The contents of a building are at least as important the building itself. And that is why the building's contents must be insured.
Getting Building and Contents Insurance
Building and contents can be insured separately or together. Some insurance companies will offer a discount for a building and contents package. The amount that the contents can be insured for varies. For an average residence, the limit on contents insurance may be only a few thousand dollars. But for a business, the property inside the building is usually worth considerably more, and the ceiling is a good deal higher.
Building and contents insurance will cover repairs for damages to the building or its contents, as well as replacement for items that are lost of beyond repair. A thorough inventory must be made of the contents being insured at the time of application to prevent fraudulent claims being filed for items that the policy holder did not actually own or possess. Registering with iBank.com allows a business to insure its building and its contents, either separately or together, via a variety of different lenders.
| Type | Location | Date Posted |
|---|---|---|
| Property And Casualty Insurance | hartford, CT | Sep 2, 2010, 5:38:00 PM |
| Property And Casualty Insurance | Bloomsburg, PA | Sep 2, 2010, 4:45:00 PM |
| Property And Casualty Insurance | St Petersburg, FL | Sep 1, 2010, 5:27:00 PM |
| Property And Casualty Insurance | Portchester, NY | Sep 1, 2010, 1:05:00 PM |
| Property And Casualty Insurance | Lilburn, GA | Aug 31, 2010, 7:10:00 PM |
| Property And Casualty Insurance | Morganfield, KY | Aug 31, 2010, 6:41:00 PM |
| Property And Casualty Insurance | Detroit, MI | Aug 31, 2010, 5:55:00 PM |
| Property And Casualty Insurance | denver, CO | Aug 31, 2010, 2:13:00 PM |
| Property And Casualty Insurance | Antler, ND | Aug 30, 2010, 8:06:00 PM |
| Property And Casualty Insurance | Brooksville, FL | Aug 30, 2010, 4:57:00 PM |
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