Forgotten password

   Connect with other iBank Business Centers:  Loans  |  Insurance  |  CrowdFunding  |  Credit  |  Legal  |   H.R.  |   Accounting  |  Consulting  |

Small Business Loans
Find and Match with the perfect Small Business Loan.
Join over 600,000 small businesses who decided to get the resources they need.

You are in: Business Loans Center > Commercial Mortgage Loans > Office Building Loan
start your loan application now

Please enter your funding need:

Open a Free iBank Account

Office Building Loan by Tom Markel

Commercial office space is one of the most lucrative real estate investments you can make, if you do it right. There are opportunities right now to get great deals on Business Condos, High Rise Buildings, Medical Buildings, Suburban Stand-Alones, Single-Tenant Buildings, and many more. We'll cover each of these in this section and give you a few tips on how to create a business plan to be approved for a commercial mortgage. Keep in mind when you go through the application and screening process that banks and lenders need to loan you money. That's how they survive. You do not have to settle for less than what you believe are reasonable terms and conditions.
There has never been a better time to "Buy Low" in order to "Sell High" later on. You can purchase office buildings for a fraction of their original cost and collect rents on them while the property value goes up. It's not guaranteed to hit a certain level or escalate indefinitely, a painful lesson that many learned in the recession years, but real estate values around the country have bottomed out recently and really have nowhere to go but up. This is a factor that will be taken under consideration when your loan application is being reviewed.
If it's so simple, how come everyone isn't doing it? You still need the up-front cash or equity for a down payment, a plan to gentrify or remodel if it's an old building, and a reasonable strategy to keep your vacancy rate down to a minimum. The larger the building, the more risk you take. There could be a good reason why the previous owners are selling. If you're buying a brand new development, there's uncertainty involved. What guarantees can you present that your building will fill up and you'll be able to afford to pay the mortgage? That's what the bank wants to know.
You can apply for a commercial mortgage here at iBank by filling out one form and letting us shop your request around to multiple lenders. You'll find as you read through our website that we ask a lot of difficult questions about each type of office building you want to invest in. It's important for you to consider those questions now and incorporate them into your business plan because the banks you'll be asking for financing will be asking those very same questions. Put yourself in their position and be prepared to give solid assurances and evidence of your ability to repay the loan or mortgage you're asking for. A solid business plan should cover all of that. 

Most Recent Postings

Type Amount Location Date Posted
Office Building Loan $1300000 Tampa,
September 24, 2014
10:40 AM
Office Building Loan $20000 GAINESVILLE,
September 17, 2014
11:49 AM
Office Building Loan $100000 Milligan College,
September 17, 2014
10:05 AM
Office Building Loan $50000 parma,
September 16, 2014
1:15 PM
Office Building Loan $1000000 atlanta,
August 29, 2014
2:58 PM
Office Building Loan $5000 St. Louis,
August 28, 2014
3:17 PM
Office Building Loan $10000 Altamonte Springs,
August 26, 2014
3:03 PM
Office Building Loan $160000 Long Valley,
August 26, 2014
11:36 AM
Office Building Loan $30000 Lithonia,
August 21, 2014
11:13 AM
Office Building Loan $250000 Nashville,
August 19, 2014
10:23 AM

View More

iBank Featured In

  • businessweek
  • forbes
  • msnbc
  • thestreet
  • wallstreet


"You have been first class in answering all our questions and in a very timely manner." 
Patrick M.

"As an iBank small business member I networked with one of the iBank lenders, he was responsive, respectful and got my deal funded quick and easy. I would highly recommend being a member of the iBank small business network for all my small business loan needs."
Morgan Harris

"You have been extremely
helpful. Many thanks for all your quick responses. We will be in touch if we need any further assistance."
Amy Stephenson and Holly Dickerson

                Read More

Business CrowdFunding Center

Business Credit Center

©2014, Virtue Capital Corporation. All rights reserved.