Forgotten password

   Connect with other iBank Business Centers:  Loans  |  Insurance  |  CrowdFunding  |  Credit  |  Legal  |   H.R.  |   Accounting  |  Consulting  |

Small Business Loans
Find and Match with the perfect Small Business Loan.
Join over 600,000 small businesses who decided to get the resources they need.

You are in: Business Loans Center > Business Loans > Merchant Cash Advance
start your loan application now

Please enter your funding need:

Open a Free iBank Account

 Merchant Cash by Tom Markel

Merchant cash advances are a type of business loan based on projected credit card sales.
Merchant cash advance are a very common type of business loan for merchant small businesses. A merchant business that accepts credit cards, could use a merchant cash advance loan to fund the business needs for equipment, payroll, or expansion.
The Merchant credit card sales over the past 6 months are typically used to determine how much a lender will lend to the merchant.  For example if the merchant has $5000 per month is credit card sales the lender will would advance up to $30,000 to the merchant ( $5000 X 6 months). 

There are professional merchant business loans for doctors and lawyers and such. These businesses can open up a line of credit for up to $200,000, based on their credit rating and existing inventory, or they can obtain a merchant account cash advance of up to $200,000 against monthly merchant credit receipts.
It is very important for a business owner to know what type of business loan such as merchant cash advance loans.  The Small Business Loan Center at has many types of loans for different types of businesses. iBank has secured and unsecured loans, SBA loans, merchant cash loans for any amount of credit.

Whatever stage your business may be experiencing will find a loan and a lender that can help you.

Most Recent Postings

Type Amount Location Date Posted
Merchant Cash Advance $95000 Lansing,
October 24, 2014
9:44 PM
Merchant Cash Advance $95000 Schaumburg,
October 24, 2014
9:44 PM
Merchant Cash Advance $5000 Lake Providence,
October 24, 2014
3:04 PM
Merchant Cash Advance $30000 Punta Gorda,
October 24, 2014
2:55 PM
Merchant Cash Advance $50000 richmond,
October 24, 2014
2:55 PM
Merchant Cash Advance $15000 Detroit,
October 24, 2014
2:53 PM
Merchant Cash Advance $15000 fort collins,
October 24, 2014
2:51 PM
Merchant Cash Advance $15000 boulder,
October 24, 2014
2:46 PM
Merchant Cash Advance $50000 Fox Point,
October 24, 2014
2:43 PM
Merchant Cash Advance $20000 Atlanta ,
October 24, 2014
2:23 PM

View More

iBank Featured In

  • businessweek
  • forbes
  • msnbc
  • thestreet
  • wallstreet


"You have been first class in answering all our questions and in a very timely manner." 
Patrick M.

"As an iBank small business member I networked with one of the iBank lenders, he was responsive, respectful and got my deal funded quick and easy. I would highly recommend being a member of the iBank small business network for all my small business loan needs."
Morgan Harris

"You have been extremely
helpful. Many thanks for all your quick responses. We will be in touch if we need any further assistance."
Amy Stephenson and Holly Dickerson

                Read More

Business CrowdFunding Center

Business Credit Center

©2014, Virtue Capital Corporation. All rights reserved.