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 Hard Money Loans by Tom Markel

Hard money loans have features in common with conventional loans, but differ in a number of ways. Hard money loans are issued based on a fraction of the property's value. In the event that you were to default on the loan, the amount of the loan can reach upwards of what the lender can expect to sell the property for if they need to do so quickly.
Since risky assets are often what secure hard money loans, you can expect having to pay a higher interest rate. In addition, you won't find these loans offered by conventional lending institutions such as banks. You will also need to exercise some caution in choosing a hard money lender, as the industry has very little regulation.
If you need a loan issued quickly for yourself or for your business, obtaining hard money loans can be easier than obtaining a traditional loan, once you find a lender with whom you are comfortable. Rather than responding to the first ad that you see, you should compare multiple hard money loan options at Based on the information that you provide, you'll hear back from lenders that may offer you the loan you requested.
Everything at is conducted electronically, and you can decide which lenders can review your information. You also have the option of remaining anonymous throughout much of the process, ensuring that you won't receive any unwanted phone calls while at work or home. 

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