Forgotten password

   Connect with other iBank Business Centers:  Loans  |  Insurance  |  CrowdFunding  |  Credit  |  Legal  |   H.R.  |   Accounting  |  Consulting  |

Small Business Loans
Find and Match with the perfect Small Business Loan.
Join over 600,000 small businesses who decided to get the resources they need.

You are in: Business Loans Center > Business Loans > Accounts Receivable Financing
start your loan application now

Please enter your funding need:

Open a Free iBank Account

Accounts Receivable Financing by Tom Markel

Accounts receivable financing--also known as accounts receivable factoring--is a way for small businesses to obtain fast working capital without the need for a loan or repayment. A company's accounts receivable--invoices sent to clients for goods, or services rendered--are listed on a balance sheet as an asset. The small business can then sell these invoices to a larger company, which then takes on the risks of collecting the money owed by clients and provides the small business with immediate funds.

A small business will usually be required to "age" its invoices before receiving accounts receivable financing. For accounts less than 30 days old, a provider may pay around 75 percent of the value of the invoice. But for accounts that have been outstanding for a longer amount of time, the provider will typically pay less. Some providers are unwilling to take on accounts that have been outstanding for longer than 90 days.

Accounts Receivable Financing (Factoring) can be obtained using iBank's free online application process. A business can custom-create its own package, compare offers, negotiate with providers directly, and ultimately choose the company that best meets its needs. And the entire process is completed online via's Digital Loan Center.

Most Recent Postings

Type Amount Location Date Posted
Accounts Receivable Financing $5000 Lake Hopatcong,
October 23, 2014
3:23 PM
Accounts Receivable Financing $10000 springville,
October 23, 2014
2:23 PM
Accounts Receivable Financing $20000 alta loma,
October 23, 2014
12:42 PM
Accounts Receivable Financing $75000 Jacksonville,
October 23, 2014
12:24 PM
Accounts Receivable Financing $3000000 Marina del rey,
October 23, 2014
11:49 AM
Accounts Receivable Financing $70000 holloywood,
October 23, 2014
11:09 AM
Accounts Receivable Financing $15000 woon socket,
October 23, 2014
10:53 AM
Accounts Receivable Financing $50000 St. Louis,
October 23, 2014
10:49 AM
Accounts Receivable Financing $25000 Modesto,
October 23, 2014
9:16 AM
Accounts Receivable Financing $100000 Philadelphia,
October 23, 2014
8:53 AM

View More

iBank Featured In

  • businessweek
  • forbes
  • msnbc
  • thestreet
  • wallstreet


"You have been first class in answering all our questions and in a very timely manner." 
Patrick M.

"As an iBank small business member I networked with one of the iBank lenders, he was responsive, respectful and got my deal funded quick and easy. I would highly recommend being a member of the iBank small business network for all my small business loan needs."
Morgan Harris

"You have been extremely
helpful. Many thanks for all your quick responses. We will be in touch if we need any further assistance."
Amy Stephenson and Holly Dickerson

                Read More

Business CrowdFunding Center

Business Credit Center

©2014, Virtue Capital Corporation. All rights reserved.