Employment Practices Liability Insurance
Employment practices liability insurance is designed to protect your company from claims made by potential employees, current employees, and past employees. Among the employment practices that this liability insurance covers are sexual harassment and discrimination. In many cases, you can purchase this coverage as part of your directors' and officers' liability insurance, as they can be named in lawsuits against the corporation.
No companies are exempt from the issues related to employment practices. If prospective employees are not hired or if you have to fire some of your employees, they may find fault in the way that they were treated. According to some estimates, more than half of all companies will face a lawsuit from an employee or potential employee, making it essential that your company carries employment practices liability insurance.
If you are just starting a company and will be interviewing a large number of potential employees, you will need employment practices liability insurance before you officially open for business. You'll also need property insurance, workers' compensation insurance, and liability insurance to cover damages incurred on your premises. At iBank.com, you can start applying for all of these types of insurance with ease.
After you enter the necessary information into iBank.com's secure digital insurance package, prospective insurers will provide you with quotes. Instead of filing many applications and spending a considerable amount of time searching for insurance companies, now you can hear back from several within days.
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