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Group Insurance

Just thinking about getting group insurance for your employees is enough to give any small business owner a headache.  You know your employees personally and you usually have first hand knowledge of their health and financial challenges, but you also know that in most cases group health insurance is a fairly expensive undertaking. So, how can do help your employees and business at the same time?

The first step is to understand the difference between what you have to do based on state or federal laws and what you may want to do out of the goodness of your heart.  In most states, group health insurance is mandated for all employees working 30 hours or more per week.  In different states, the basic requirement can differ dramatically so be sure you understand the laws in your state.

Next, look at the insurance companies and the plans they offer.  Since group health insurance plans vary widely, it is a good idea to make a comparison chart so you can clearly see what you would be getting with each plan. Most small businesses find Basic Health Insurance plans to be very reasonable and they usually cover the mandated services for employees.

A small business owner normally pays at least 50 percent of the premium for group insurance and the employees pay the balance.  In the case where a dependent is added to the plan, the employer is not obligated to pay anything. While premiums are not cheap, they are a worthwhile investment as they provide an incentive to employees to stay with your company and be more productive as they are more likely to be healthier than employees without group insurance.

Find out all you need about group insurance at iBank.com.  Register today and our experts will help you get the information and advice to choose the group health insurance that is best for you and your employees.
 



Most Recent Postings

Type Amount Location Date Posted
Group Insurance $0 Buffalo,
WY
January 23, 2013
3:00 PM
Group Insurance $0 Rockville,
MD
August 28, 2012
9:50 PM
Group Insurance $0 Blairsville,
GA
July 24, 2012
12:07 PM
Group Insurance $0 Maple Valley,
WA
June 29, 2012
6:50 PM
Group Insurance $50000 LAS vegas,
NV
June 20, 2012
4:58 AM
Group Insurance $0 New Orleans,
LA
June 19, 2012
11:05 PM

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